Students often begin pursuing employment as early as high school, but they are not taught best practices when it comes to managing their money. Everyone should know how to make healthy financial decisions, yet it is rarely found in the high school curriculum. While the new Common Core Standards stress the importance of career readiness, it’s not clear in what context students would learn strategies for real world financial concerns--like staying out of debt and the benefits of having good credit.
Whether or not we are teaching this, students are watching it. It is not unusual for a young person to witness from their own family how smart choices can lead to a comfortable lifestyle or how one mistake with your personal finances can take years to erase. Knowing which is which can indeed lead to not only career, but also life, success. Despite the obvious necessity of this, it seems as though it is kept as some sort of secret, or in some cases, it is almost a shameful topic. The result is that in many cases neither families nor schools are helping students understand the importance of building credit, planning for the future or knowing how to think about life after work, how to save, or knowing when to take social security benefits.
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